by Dick Morris and Eileen McGann at Townhall.com
Will a young, healthy, childless individual or couple buy health insurance costing 7.5 percent of their income as required by Obama’s health legislation? Not until they get sick. Then, they can always buy the insurance — and the Obama bill requires the insurance companies to give it to them. And, if the premiums come to more than 7.5 percent of their income because they are now sick, no problem. Obama will subsidize it.
Instead, young, healthy, childless people will likely opt to pay the $1,000 fine (a.k.a., slap on the wrist) mandated in the bill. After all, even if they make as little as $50,000 a year, the fine is a lot cheaper than 7.5 percent of their income (or $3,500 a year)!
So … these young households will not contribute to the coffers of any health insurance company until they are sick and need the coverage. By then, their costs will come to vastly more than their premiums.
Who will subsidize the difference? We will.
by Dick Morris and Eileen McGann at Townhall.com
Among the $500 billion in Medicare cuts that will provide the bulk of the financing for Obama’s health care plan is a $160 billion to $180 billion cut in the Medicare Advantage program, which offers a range of benefits not available to beneficiaries under basic Medicare.
Medicare Advantage should be Obama’s favorite program. It combines all the elements he likes — premiums are subsidized for low-income elderly, and the companies negotiate low-priced, managed care that emphasizes prevention, treatment of chronic conditions and coordination among doctors. As a result, its costs on the one hand and its premiums on the other are both much lower than with conventional insurance.
Ten million primarily low-income elderly have voluntarily enrolled in Medicare Advantage and realize savings of about $1,000 annually in enhanced benefits over and above what Medicare itself provides. These extra benefits include reductions in out-of-pocket costs and comprehensive drug coverage, vision, dental and hearing benefits, wellness programs (like gym memberships), and disease management and care coordination programs.
Medicare Advantage, which gained momentum during the Bush-43 years, essentially implements all the economies and efficiencies that Obama preaches nonstop. Doctors speak to one another, duplication is avoided, care is managed, and there is an emphasis on prevention.
Do you live in one of these states?
Alaska – Arkansas – Colorado – Connecticut – Indiana – Louisiana – Montana – Nebraska – Virginia
Then you need to call your Senator today… here’s why:
When the full Senate takes up health care in the next few weeks, the Democrats need 60 votes to pass the bill. As it stands now, they have those 60 votes!
The following 11 Senators are either up for re-election in 2010 or have voiced opposition to something in the current bill (ie, public option, big health care bills, etc.). It’s time to ratchet up the pressure on them to vote against any version of government health care!
Call, fax, email, tweet, blog, post… share this information with others in your state and call these Senators today!
TELL THEM — NO public option. NO individual mandate. NO Massachusetts Model. NO Single Payer. NO Co-Ops. NO Socialized Healthcare for the USA!
– Mark Begich (D-AK) http://begich.senate.gov/public/index.cfm?p=EmailSenator
– Mark Pryor (D-AR) http://pryor.senate.gov/contact/
– Michael Bennet (D-CO) http://bennet.senate.gov/contact/
– Joe Lieberman (D-CT) http://lieberman.senate.gov/contact/
– Evan Bayh (D-IN) http://bayh.senate.gov/contact/
– Jon Tester (D-MT) http://tester.senate.gov/Contact/index.cfm
– Ben Nelson (D-NE) http://bennelson.senate.gov/contact-me.cfm
– Jim Webb (D-VA) http://webb.senate.gov/contact/
Trouble using the contact links I’ve provided above? Go to Congress Merge to find detailed information for each Senator: http://www.congressmerge.com/onlinedb/index.htm
Thanks for your help in stopping Obama’s health care plan!
WASHINGTON, DC – House Republican Leader John Boehner (R-OH) and Rep. Mike Rogers (R-MI), Leader Boehner’s liaison to the nation’s governors, today echoed a growing number of state leaders in warning about the devastating fiscal impact the health care bills proposed by Congressional Democrats would have on both states and future generations of Americans.
“Health care reform that wreaks fiscal havoc on states and piles debt on our children and grandchildren is not reform at all,” Boehner said. “President Obama, Speaker Pelosi and Majority Leader Reid need to scrap this costly government takeover of health care and start over on a responsible health care reform plan our nation can afford.”
In recent days, letters sounding the alarm about the congressional bills’ impact on states have been sent to the Capitol Hill by GOP governors such as Haley Barbour (MS), Mitch Daniels (IN), Dave Heineman (NE), and Rick Perry (TX).
“State budgets around the country are feeling the squeeze of tough economic times. Unfortunately, after passing a $1,700 per family national energy tax, Democratic leaders in Washington are now trying to ram through a $1 trillion massive federal expansion into health care that will create yet another unfunded mandate on states by permanently expanding Medicaid,” said Rogers. “This is yet another example of how out of touch Washington has become and why Congress needs to start over on common-sense, affordable, free market health care solutions.”
Boehner, Rogers and Rep. Devin Nunes (R-CA) have launched the GOP State Solutions project, an effort to increase policy coordination among reform-minded Republican state leaders and Members of Congress and highlight the better solutions being offered by Republicans at all levels of government. In July, through the GOP State Solutions project, Boehner and Gov. Tim Pawlenty (R-MN) co-authored a report entitled “Capital Malpractice” warning that the health care bills moving through the Democratic-controlled Congress with President Obama’s support would have a devastating impact on states.
An article in the Sept. 27 Wall Street Journal echoes a key point made in the Boehner-Pawlenty report, describing the proposal offered by Senate Democrats as “the mother – and father and crazy uncle – of unfunded mandates” on states. “One reason [the Senate Democrat bill] allegedly ‘pays for itself’ over 10 years is because it would break all 50 state budgets by permanently expanding Medicaid, the joint state-federal program for the poor,” the WSJ notes. “State budgets would explode – by $37 billion, according to the Congressional Budget Office – because they would no longer be allowed to set eligibility in line with their own decisions about taxes and spending.”
Received via email from Senator John Thune (R-SD)
I [Senator Thune] am writing today to update you on the latest health care news in the U.S. Senate. Despite President Obama’s promised desire to work with Republicans on a bi-partisan reform bill, Democrats in the Senate Finance Committee are voting down common sense Republican amendments on a mostly partisan basis.
Yesterday Democrats on the Senate Finance Committee blocked proposals by Republicans to:
- Require that before the committee can vote on final passage of the health care bill the legislative language must be publicly available on the committee’s website for at least 72 hours
- Preserve the Medicare Advantage plans and benefits that millions of seniors currently enjoy and would lose under the Democrats’ plan
- Prohibit the establishment of a federal health care rationing board
- Include medical malpractice liability reform measures in the bill to reduce costs caused by the practice of defensive medicine
And that’s not all. In Wednesday’s hearing we learned that the cost of increased taxes on businesses in the bill will be passed on to consumers.
“… we have analyzed this as largely falling on the consumer and it could happen in a couple of different ways.” – Thomas Barthold, Joint Committee on Taxation Chief of Staff.
We also learned that this legislation will raise insurance premiums.
“… our judgment is that that piece of the legislation would raise insurance premiums by roughly the amount of the money collected.” — Congressional Budget Office Director Douglas Elmendorf
Read more coverage of the Congressional health care debate and learn more details about action in the Senate Finance Committee at my Health Freedom Blog. Share your views, and sign my petition opposing government-run health care.
We should not spend a trillion dollars of taxpayer money on a health care bill that is not going to lower costs for consumers.
Thanks for your support.
Today Democrats on the Senate Finance Committee refused to approve a Republican amendment to make the full text of Chairman Max Baucus’ (D-MT) bill available to the public 72 hours before a vote. Democrats in the Senate are determined not to repeat the biggest mistake of their allies in the US House in the battle for Obamacare.
As spring turned to summer this year, it appeared President Obama’s sweeping Socialist agenda would be put in place with virtually no resistance on Capitol Hill. The Tea Parties had already begun, but with virtually no coverage by the mainstream media their impact had done little to slow the President’s blitzkrieg to re-engineer the social and economic systems of the country.
Then House Democrats made their fatal mistake. They released the gargantuan 1,018 page bill, HR 3200.
At the time they thought they had nothing to fear. After all, 1,000 plus pages of legal jargon and sub-paragraphs nested three and four deep inside other sub-paragraphs, with references to sections of the bill hundreds of pages away, and even references to other sections of the US Code would make the bill virtually indecipherable to the voting public. Or so they thought!
House Democrats, and the President himself, thought they had little to fear by opening the bill to public scrutiny. Because they thought the American public wasn’t smart enough to understand the bill. They didn’t count on the devotion of conservatives who dove in and tore the legislation apart. Struggling through the nested references, the legal jargon, and other obfuscatory tactics utilized in the writing, conservative activists put Obamacare under a very powerful microscope. And the American public began to understand just how dangerous this government takeover of our health care industry would be.
Even as line after line of the bill was exposed, President Obama, his administration, and Congressional Democrats repeated lie after lie that was debunked by the text of the bill they thought nobody could read. Conservative America mobilized to let these lying national leaders know they weren’t buying it anymore. The White House sent congressional Dems home for the August recess armed with lies to tell their constituents, but in the trenches these legislators came face to face with voters armed with facts gleaned from the pages of the Democrats’ own bill. By the end of the recess, Obama’s health care shock troops (Democratic congressmen) were turned back and his offensive bogged down.
The President’s last hope to nationalize the nation’s health care system lay with the Senate Finance Committee, which had been working for months to hammer out a bipartisan health care bill. Soon after legislators returned to DC, Chairman Baucus gave up on compromise and issued his vision for a Finance Committee Obamacare bill.
But Baucus and his Lieutenants have learned from the mistakes of the past. He and his Democratic colleagues don’t want the light of public scrutiny to shine on this bill before a vote. Arguing against the amendment was Senator John Kerry (D-MA), “Let’s be honest about it, most people don’t read the legislative language.” What he meant was Democrats don’t want those who can understand it to read it.
Please take a moment to let your Senators and Representative know that if they don’t want to let us know what’s in the bill, we don’t want them to represent us any longer!
Click here to send a fax to your Senators and Representative. Or use the links on the right side of this page to contact them by email and/or phone.